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	<title>Peter Shankman &#187; Marketing</title>
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	<link>http://shankman.com</link>
	<description>CEO. Angel Investor. Entrepreneur. Adventurist.</description>
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		<title>It should always be about them &#8211; Except when you&#8217;re clueless</title>
		<link>http://shankman.com/it-should-always-be-about-them-except-when-youre-clueless/</link>
		<comments>http://shankman.com/it-should-always-be-about-them-except-when-youre-clueless/#comments</comments>
		<pubDate>Mon, 06 Feb 2012 16:36:48 +0000</pubDate>
		<dc:creator>Peter Shankman</dc:creator>
				<category><![CDATA[Branding]]></category>
		<category><![CDATA[Customer Service]]></category>
		<category><![CDATA[Help A Reporter Out (HARO)]]></category>
		<category><![CDATA[How To Be Taken Seriously]]></category>
		<category><![CDATA[Industry]]></category>
		<category><![CDATA[Marketing]]></category>
		<category><![CDATA[Networking/Social Networking]]></category>
		<category><![CDATA[Pop Culture]]></category>
		<category><![CDATA[Productivity]]></category>
		<category><![CDATA[Promotion]]></category>
		<category><![CDATA[Self Promotion]]></category>
		<category><![CDATA[Social Media]]></category>

		<guid isPermaLink="false">http://shankman.com/?p=4199</guid>
		<description><![CDATA[So I get an email today, criticizing me for congratulating the Giants in the HARO this morning by using the term &#8220;my NY Giants.&#8221; Apparently, I&#8217;m pompous and self-centered for saying &#8220;My&#8221; as opposed to &#8220;Our.&#8221; I responded that today, after an awesome win, I think everyone in NYC considers the Giants &#8220;theirs,&#8221; and more importantly, is that really the most important thing for them to worry about in their busy day? To which I get this vitriolic reply, stating that I&#8217;m completely full of shit, and that I&#8217;m nothing but a braggart, who should learn to be nicer to people. Me. I should learn to be nicer to other people. The guy who invites anyone to ask me any [...]]]></description>
			<content:encoded><![CDATA[<p>So I get an email today, criticizing me for congratulating the Giants in the HARO this morning by using the term &#8220;my NY Giants.&#8221; Apparently, I&#8217;m pompous and self-centered for saying &#8220;My&#8221; as opposed to &#8220;Our.&#8221;</p>
<p>I responded that today, after an awesome win, I think everyone in NYC considers the Giants &#8220;theirs,&#8221; and more importantly, is that really the most important thing for them to worry about in their busy day?</p>
<p>To which I get this vitriolic reply, stating that I&#8217;m completely full of shit, and that I&#8217;m nothing but a braggart, who should learn to be nicer to people. Me. I should learn to be nicer to other people. The guy who invites anyone to ask me any question, anytime, about anything. Me. I should be nicer to people because some idiot told me that I&#8217;m a terrible person for calling them &#8220;My Giants.&#8221; OK.</p>
<p>Funny thing was, that didn&#8217;t bother me so much as the way the person framed his reply. He started with this: &#8220;Well, I have two degrees in Psychology, and I can tell you that&#8230;&#8221;</p>
<p>That right there pretty much caused me to tune him out. (Well that and two other things: His AOL address (I know it shouldn&#8217;t matter, but we all know it does,) and his signature file, which included his mobile number, and next to it, the words &#8220;Don&#8217;t ever text me.&#8221;) That&#8217;s fine. Between your &#8220;no texting&#8221; rule and your AOL address, 1991 called, they want you back. Go hang out with C+C Music Factory while you&#8217;re at it.</p>
<p>Look &#8211; I usually spend most my time explaining that our lives should be primarily about helping other people. More specifically, I suggest that if we help other people, then any self-promotion we do becomes more about &#8220;helping&#8221; and less about &#8220;self-promotion, and that&#8217;s beneficial to us. And I stand by that.</p>
<p><a href="http://shankman.com/wp-content/uploads//i_have_a_feeling_you_may_be_a_douche_funny_t-shirt.jpg"><img class="alignleft size-medium wp-image-4200" title="i_have_a_feeling_you_may_be_a_douche_funny_t-shirt" src="http://shankman.com/wp-content/uploads//i_have_a_feeling_you_may_be_a_douche_funny_t-shirt-300x300.jpg" alt="" width="300" height="300" /></a>But &#8211; The problem comes when someone tries to use &#8220;help&#8221; as a way to just start shit, which is exactly what Mr. &#8220;2 degrees and don&#8217;t text me&#8221; did. His whole email to me was based on him &#8220;helping me&#8221; &#8220;I&#8217;m trying to help you better yourself.&#8221; Specifically, he informed me that (his words now) no one who reads the HARO cares where you are or that you&#8217;re wiping your ass.&#8221; So in his 2-degree mind, he probably honestly believed that he was doing me a benefit by insulting me and telling me that every way I run the HARO was in fact, wrong. Never mind the fact that I&#8217;ve built HARO into a multi-million dollar business, helped thousands of businesses grow, and made thousands of friends, colleagues, and acquaintances along the way &#8211; Because 2-degree man thought I was pompous, then of course, I must be, and every single one of you who consider yourselves my friend, is 100% wrong. Shame on you.</p>
<p>So I offer you this: Help, <em>when asked for</em>, is a benefit, a great thing, and can allow you to not only grow your business, but increase your positive brand, increase your revenues, bring you new clients, and yes, even help friends out. But &#8211; When it&#8217;s not asked for, and you present it like the way our friend did above, chances are pretty high that you&#8217;re going to look like a douche.</p>
<p>You&#8217;ll look like a douche if you offer non-asked for help in a douchey way, as well. Tell me that &#8220;no one cares when I wipe my ass&#8221; is something reserved for my wife to say to me, and maybe not even then. Want to help? Don&#8217;t be a douche. Be nice. Or, if someone really pisses you off that much, simply ignore them! What could you possibly expect to get out of &#8220;helping&#8221; me the way you did this morning? Did you think I&#8217;d thank you for your attempt, after telling me how much I piss you off? If we were friends for years? Sure &#8211; Go for it. Tell me to change &#8211; I&#8217;d appreciate that. But here&#8217;s the thing: I have no idea who this guy is. For that matter, I don&#8217;t know if he&#8217;s male or female, because he has an AOL address (one name, no first or last name) and the signature file was too busy telling me &#8220;DON&#8217;T TEXT ME&#8221; for me to care.</p>
<p>I guess my point here is this: Wanting to help isn&#8217;t the same as criticizing. Until you know the difference, perhaps you shouldn&#8217;t offer? You&#8217;d think after two psychology degrees, one would &#8211; But hey&#8230; What do I know? I just spend all my time helping people the right way &#8211; Usually via text &#8211; And from a real email account.</p>
<p>Thoughts?</p>
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		<title>When Trying New Things in PR doesn&#8217;t work</title>
		<link>http://shankman.com/when-trying-new-things-in-pr-doesnt-work/</link>
		<comments>http://shankman.com/when-trying-new-things-in-pr-doesnt-work/#comments</comments>
		<pubDate>Fri, 03 Feb 2012 21:40:03 +0000</pubDate>
		<dc:creator>Peter Shankman</dc:creator>
				<category><![CDATA[Marketing]]></category>
		<category><![CDATA[Media]]></category>
		<category><![CDATA[Viral Marketing]]></category>
		<category><![CDATA[Web/Tech]]></category>
		<category><![CDATA[Weblogs]]></category>

		<guid isPermaLink="false">http://shankman.com/?p=4195</guid>
		<description><![CDATA[Today, Woody Harrelson&#8217;s PR agent decided to &#8220;kick things up a notch.&#8221; Instead of a typical press event for Woody&#8217;s new film &#8220;Rampart,&#8221; this press agent decided to show his level of &#8220;internet prowess&#8221; and offer Woody Harrelson up for interviews on Reddit, one of the most &#8220;real&#8221; Internet sites out there. (By &#8220;real,&#8221; I mean that it&#8217;s pretty much full of people who have their bullshit filters on a constant &#8220;ten&#8221; and can pick out when something is hype in about two seconds. So, of course, they did. You can read the post, and the resulting crap that Woody Harrelson got here. It ain&#8217;t pretty. While it&#8217;s fun to try new things, you have to KNOW YOUR AUDIENCE! When [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://shankman.com/wp-content/uploads//14034174.jpg"><img class="aligncenter size-full wp-image-4196" title="14034174" src="http://shankman.com/wp-content/uploads//14034174.jpg" alt="" width="500" height="375" /></a></p>
<p>Today, Woody Harrelson&#8217;s PR agent decided to &#8220;kick things up a notch.&#8221; Instead of a typical press event for Woody&#8217;s new film &#8220;Rampart,&#8221; this press agent decided to show his level of &#8220;internet prowess&#8221; and offer Woody Harrelson up for interviews on Reddit, one of the most &#8220;real&#8221; Internet sites out there. (By &#8220;real,&#8221; I mean that it&#8217;s pretty much full of people who have their bullshit filters on a constant &#8220;ten&#8221; and can pick out when something is hype in about two seconds.</p>
<p>So, of course, they did. You can read the post, and the resulting crap that Woody Harrelson got <a href="http://www.reddit.com/r/IAmA/comments/p9a1v/im_woody_harrelson_ama/">here.</a> It ain&#8217;t pretty.</p>
<p>While it&#8217;s fun to try new things, you have to KNOW YOUR AUDIENCE! When you don&#8217;t, and you do something like this, you&#8217;ll get caught. The worst part is that had the PR person simply taken the time to read other Reddit interviews, he could have avoided about 90% of the errors he made, which resulted in him being bitch-slapped as hard as he was. (And by extension, Woody.)</p>
<p>End result? As always, you gotta be real, transparent, and know your audience.</p>
<p>&nbsp;</p>
<p>&nbsp;</p>
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		<title>Yet Again, the Simplest Things Win in Customer Service</title>
		<link>http://shankman.com/yet-again-the-simplest-things-win-in-customer-service/</link>
		<comments>http://shankman.com/yet-again-the-simplest-things-win-in-customer-service/#comments</comments>
		<pubDate>Wed, 25 Jan 2012 13:54:43 +0000</pubDate>
		<dc:creator>Peter Shankman</dc:creator>
				<category><![CDATA[Advertising]]></category>
		<category><![CDATA[Advice]]></category>
		<category><![CDATA[Branding]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Current Affairs]]></category>
		<category><![CDATA[Customer Service]]></category>
		<category><![CDATA[Email]]></category>
		<category><![CDATA[How To Be Taken Seriously]]></category>
		<category><![CDATA[Industry]]></category>
		<category><![CDATA[Marketing]]></category>
		<category><![CDATA[Productivity]]></category>
		<category><![CDATA[Promotion]]></category>
		<category><![CDATA[Small Business]]></category>
		<category><![CDATA[Social Media]]></category>
		<category><![CDATA[Viral Marketing]]></category>

		<guid isPermaLink="false">http://shankman.com/?p=4169</guid>
		<description><![CDATA[I&#8217;ve said it before &#8211; We don&#8217;t currently live in a world that regularly expects excellent customer service. In fact, with each passing generation, the customer service bar is actually lowered a bit more. Example: In the 50s, you&#8217;d drive into a gas station, and four uniformed attendants would rush over, each handling a different chore, from checking your oil, to pumping your gas, to cleaning your windows, and other basic automobile tasks. It was simply what was done. Can you imagine that? Four guys, waiting for you to drive in, and actually running to service you? I was driving to Atlantic City last week to give a speech, and stopped in to get gas. Because New Jersey is one [...]]]></description>
			<content:encoded><![CDATA[<p>I&#8217;ve said it before &#8211; We don&#8217;t currently live in a world that regularly expects excellent customer service. In fact, with each passing generation, the customer service bar is actually <em>lowered</em> a bit more.</p>
<p><a href="http://shankman.com/wp-content/uploads//50sgas.jpg"><img class="alignleft size-medium wp-image-4172" title="50sgas" src="http://shankman.com/wp-content/uploads//50sgas-296x300.jpg" alt="" width="296" height="300" /></a>Example: In the 50s, you&#8217;d drive into a gas station, and four uniformed attendants would rush over, each handling a different chore, from checking your oil, to pumping your gas, to cleaning your windows, and other basic automobile tasks. It was simply <em>what was done.</em> Can you imagine that? Four guys, waiting for you to drive in, and actually <em>running</em> to service you? I was driving to Atlantic City last week to give a speech, and stopped in to get gas. Because New Jersey is one of the few states where it&#8217;s illegal for a driver to pump his own gas (anyone know the actual reason why? I don&#8217;t&#8230;) an attendant came over. While the gas was pumping, she actually squeegeed my front window clean, on her own, proactively! I was so shocked that I gave her a tip! I can&#8217;t remember that <em>ever</em> happening to me before. But in the 50s, it was standard. For countless reasons that are irrelevant to this story, standards have lowered. They&#8217;ve lowered by a lot. And with them, so have our expectations. Whether it be for a multimillion dollar corporate buy on which we sign off, or for a salad where all we ask is for the dressing to be on the side, our expectations have dropped along with the standards for customer service. The worst part, without question, is that they&#8217;ve dropped to levels well below &#8220;ok&#8221; or &#8220;fair&#8221; or &#8220;average.&#8221; Our typical expectation for a customer service transaction starts at &#8220;poor,&#8221; and if we&#8217;re lucky, ends at &#8220;fair.&#8221;</p>
<p>It&#8217;s simply what we&#8217;ve become as a society. And yet, wonderfully, that&#8217;s actually good news for all of us reading this post!</p>
<p>See, since we have such low expectations of customer service, (and I know I&#8217;ve said this before, but it&#8217;s worth repeating&#8230;) It&#8217;s <strong>so incredibly easy to blow each and every one of your customers&#8217; minds, and shock them into 100% loyalty, every single time you&#8217;re given the chance! </strong>All you have to do is simply treat each customer one level above &#8220;crap.&#8221;  Amazingly, you don&#8217;t even have to be anywhere near &#8220;great, &#8220;awesome,&#8221;  or &#8220;outstanding&#8221; to be different than the norm.  <em>To be thought of as &#8220;good,&#8221; we just need to treat our customers one level above the normal expectation of crap. That&#8217;s it. Anything we do that goes above and beyond &#8220;one level above crap,&#8221; is so rare, and so unexpected, that if you do that, you can rule the world.<br />
</em></p>
<p>With that said, imagine my surprise tonight when I got an email from John Korff, the President of Korff Enterprises, otherwise know as the guy who runs the company that puts on the wildly popular New York City Triathlon every summer. John&#8217;s been producing this race since the very beginning, well over ten years ago, when it was ever so small &#8211; Now, it&#8217;s one of the yearly crown jewels of the NYC sports world, right up there with the NYC Marathon, and as of this coming August, the NYC Ironman Triathlon.</p>
<p>At first, I assumed it was a form letter, since I&#8217;d been accepted into my 8th NYC Triathlon, coming up this July. (Why so many? Because I&#8217;m an idiot who never learns, but that&#8217;s not the point.)</p>
<p>I double-clicked to find an actual email, from John himself, congratulating me for getting in again this year, and thanking me for doing my eighth one!</p>
<p>I was still pretty sure it was a form letter &#8211; CRM software can easily know those things &#8211; But I still thought it was a nice touch. Either way, I happened to be sitting in front of my computer when it came in, so I dropped a reply back almost immediately to John, thanking him for the note, and letting him know that I was also doing the NYC Ironman the next month. Didn&#8217;t expect a reply, since I still kinda thought it was an auto-email.</p>
<p>Two minutes later &#8211; &#8220;Wow, Peter &#8211; Both! You know, we call those who do the NYC Triathlon then the Ironman the next month &#8220;Hudson Doublers!&#8221;</p>
<p>So it actually was him. At 6:55pm on a Tuesday night.</p>
<p>What made him email me? Was he looking for repeat &#8220;customers,&#8221; as it were? Those who&#8217;ve done his race more than once? If so, smart &#8211; Remember &#8211; it&#8217;s not cheap to race these races &#8211; Perhaps he realized that and wanted to let us know that our continued support of what he built hasn&#8217;t gone unnoticed. Perhaps he&#8217;s just <em>that</em> nice of a guy &#8211; Perhaps it was all planned out on a spreadsheet, and it was just my time to get that email?</p>
<p><em>It doesn&#8217;t matter.</em> I&#8217;ve run a TON of races, all over the place, and this is the first time that any race director reached out to thank me, unprovoked, on his own. You can damn well bet I&#8217;m going to race his race every year, as long as my body will let me.</p>
<p>It&#8217;s those little things &#8211; What&#8217;s an email? It&#8217;s not <a href="http://shankman.com/the-best-customer-service-story-ever-told-starring-mortons-steakhouse/" target="_blank">a steak at an airport</a> (not that there&#8217;s anything wrong with that, either) &#8211; But ironically, I think that&#8217;s the problem &#8211; That&#8217;s where the disconnect lies for the majority of businesses:</p>
<p><em>We&#8217;re tricked into believing that the best customer service can ONLY be achieved by these massive, over-the-top acts of grandeur &#8211; The airport steak &#8211; the &#8220;we&#8217;ll replace your car&#8221; &#8211; The types of customer service events that make the evening news and get blogged about.</em></p>
<p><strong>THAT IS WRONG!</strong></p>
<p>I offer you this: (shrunk, for your Tweeting ease:) <strong>The best acts of customer service are the tiny things that reinforce the customer&#8217;s loyalty. </strong>They can be done daily, usually without any cost, and can foster customer retention, increase customer satisfaction, and yes, even grow your customer base by increasing word of mouth, through social media and other platforms. In other words:<strong> If you focus on the little things, your company will benefit, customers and clients will increase, and most importantly, REVENUE WILL RISE.</strong></p>
<p>Don&#8217;t stop trying to create that one &#8220;massive&#8221; customer service story that goes viral and winds up on CNN. Never stop trying to do that, because you never know when it might happen. BUT &#8211; Spend more time focusing on the little things &#8211; The &#8220;thank you&#8221; when the customer walks in. The unexpected &#8220;we&#8217;re glad you&#8217;re still with us&#8221; email. The phone call to your favorite customer, letting them know that you were reading some article, and it told you to think of your favorite customer then call them to thank them for being just that. (I LOVE this one, I&#8217;ve recommended it countless times.)</p>
<p>An<a href="https://www.facebook.com/WestThirdGroup" target="_blank"> old friend and colleague</a> who used to be a journalist once told me this story. His first editor gave him one piece of advice: &#8220;Be brilliant at the basics.&#8221; He was right. Let&#8217;s focus on the basics first. You&#8217;ll be surprised how much of your marketing and PR your customers will do FOR you, once you master the basics, and come out one step above the norm.</p>
<p>As always, I&#8217;d love your thoughts below in the comments. Thanks for reading! :)</p>
<p>&nbsp;</p>
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		<title>The Two Minute Rundown for January 17th, 2012</title>
		<link>http://shankman.com/the-two-minute-rundown-for-january-17th-2012/</link>
		<comments>http://shankman.com/the-two-minute-rundown-for-january-17th-2012/#comments</comments>
		<pubDate>Tue, 17 Jan 2012 12:51:20 +0000</pubDate>
		<dc:creator>Peter Shankman</dc:creator>
				<category><![CDATA[Marketing]]></category>
		<category><![CDATA[Social Media]]></category>
		<category><![CDATA[The Two Minute Rundown]]></category>

		<guid isPermaLink="false">http://shankman.com/?p=4153</guid>
		<description><![CDATA[All you need to know about Advertising, Marketing, and Social Media, in two minutes, with Bob Knorpp and myself! Enjoy, and comments welcome!]]></description>
			<content:encoded><![CDATA[<p>All you need to know about Advertising, Marketing, and Social Media, in two minutes, with <a href="http://www.thebeancast.com">Bob Knorpp</a> and myself! Enjoy, and comments welcome!</p>
<p><center><iframe width="560" height="315" src="http://www.youtube.com/embed/DTSdOkB3ESU" frameborder="0" allowfullscreen></iframe></center></p>
]]></content:encoded>
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		<title>Why You&#8217;re Always Broke</title>
		<link>http://shankman.com/why-youre-always-broke/</link>
		<comments>http://shankman.com/why-youre-always-broke/#comments</comments>
		<pubDate>Tue, 17 Jan 2012 09:00:57 +0000</pubDate>
		<dc:creator>Peter Shankman</dc:creator>
				<category><![CDATA[Finances]]></category>
		<category><![CDATA[How To Be Taken Seriously]]></category>
		<category><![CDATA[Industry]]></category>
		<category><![CDATA[Marketing]]></category>
		<category><![CDATA[Mobile]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Personal]]></category>

		<guid isPermaLink="false">http://shankman.com/?p=4130</guid>
		<description><![CDATA[Why You&#8217;re Always Broke I spent last weekend in Florida, jumping out of airplanes. When I had some downtime (no pun intended,) I was doing some quick homework as to my expenses last year. I came up with ten reasons we waste money, and how to prevent them. A ton of them I&#8217;d already been doing, but I thought of a few new ones, as well. Hope they help you, too. Why you&#8217;re always broke: 10) You&#8217;re broke because you mistakenly believe that coffee served by a person in a green apron tastes better than coffee you make yourself at home. $4 a day, $20 a week, $80 a month, $960 a year on the cup of coffee you get [...]]]></description>
			<content:encoded><![CDATA[<p>Why You&#8217;re Always Broke</p>
<p>I spent last weekend in Florida, jumping out of airplanes. When I had some downtime (no pun intended,) I was doing some quick homework as to my expenses last year. I came up with ten reasons we waste money, and how to prevent them. A ton of them I&#8217;d already been doing, but I thought of a few new ones, as well. Hope they help you, too.</p>
<p>Why you&#8217;re always broke:</p>
<p>10) <strong>You&#8217;re broke because you mistakenly believe that coffee served by a person in a green apron tastes better than coffee you make yourself at home. </strong> $4 a day, $20 a week, $80 a month, $960 a year on the cup of coffee you get at Starbucks. Buy a good coffee machine. Even if it costs you $300, plus $100 in beans for the year, you&#8217;re looking at a savings of $560 if you make coffee at home and take it with you in a reusable mug.</p>
<p>9) <strong>You&#8217;re broke because you take cabs to or from the airport, or park at the airport. </strong>I get it, if you live in a place with no transportation system. But for everyone else, this is a needless expense. NYC, DC, Boston, San Francisco, and San Francisco are just a few of the places where the transit system is more than good enough to get you to and from the airport. NYC: $15 for the AirTrain to Newark, $2.50 from midtown to LaGuardia, $7.50 to JFK, vs. a minimum of $35 for a cab, average rate $50-70. EACH WAY. Don&#8217;t even get me started on parking costs. Use mass transit, not only for airports, but for the majority of your travel.</p>
<p>8)<strong> You&#8217;re broke because you prefer <a href="http://www.seamless.com" target="_blank">Seamless.com</a> to <a href="http://www.freshdirect.com" target="_blank">FreshDirect.com</a></strong>, <strong>EVERY WEEK</strong>. In other words, you prefer to order in than to cook. I get it. Cooking is hard. BUT… Cooking just four hours on a Sunday can give you enough meals for the week. Cook half a dozen skinless chicken breasts on a Sunday, keep them in the fridge. On Monday, add a sauteed onion and nuke some spinach. Tuesday, add a small serving of pasta, and a vegetable. Wednesday, unfreeze some frozen pre-cooked shrimp, with a vegetable. Thursday, chicken with hot sauce and rice. Friday, go out. There. One meal out vs. five. Money saved &#8211; A lot, or REALLY a lot, depending on where you live.</p>
<p>7) <strong>You&#8217;re broke because you waste time talking on your mobile phone.</strong> The way I see it, we learned to use the mobile phone backwards. We should have started out sending texts, then learned to talk on it. Because we did it the other way, we spend way too much time talking about crap we could totally avoid if we were limited to 160 characters. If you have a low monthly minute plan, you should use your phone for emergencies and when you absolutely can&#8217;t text. (When you&#8217;re driving, for example.) If you put texting before talking, chances are, you can drop your minutes even more, lowering your bill that much more each month.</p>
<p>6)<strong> You might be broke because you still have a land-line</strong>. If you work somewhere other than your home, and you still have a land-line, do you have a reason for it? The only reason to still have one is in case of a massive catastrophe, when all the electricity goes out &#8211; chances are, your corded phone will still work. But other than that, you could be saving $40, $50, or even more by simply losing the land-line.</p>
<p>5) <strong>You&#8217;re broke because like your mother probably used to say, you actually DO think you live in a barn.</strong> When you leave, are you turning off all your lights? What about your TV? Muting it doesn&#8217;t count. Do you shut off your desktop monitor? Screen savers don&#8217;t save you that much. Shut off the monitor, if not the entire computer. Electricity doesn&#8217;t have to be as expensive as it is. Heat and AC? Same thing. Put on a sweater, or get a thinner comforter for your bed. You&#8217;d be AMAZED how much lowering the heat and AC can save you over the course of a year.</p>
<p>4) <strong>You&#8217;re broke because you wear one outfit, then dry-clean it</strong>. Hang a blazer on a hanger, and put it out your window for an hour. Brand new. Buy a lint-roller (all cat owners know this trick) and your blouse is ready for another day. Jeans? I wear them till they can walk on their own. I&#8217;m not saying don&#8217;t stay clean and neat, but on the same note, the only things that should be washed after each use are socks , underwear, and gym clothes.</p>
<p>3) <strong>You&#8217;re broke because you prefer a treadmill to that amazing thing called &#8220;The outdoors.&#8221;</strong> Take a run outside. Drop halfway through for pushups. Want more? Do them with your feet on a bench. Last tenth of a mile of the run? Squat to the finish line. Then do some sit-ups on the grass. Boom &#8211; $60-150 a month saved.</p>
<p>2)<strong> You&#8217;re broke because you don&#8217;t know your credit score, and aren&#8217;t negotiating lower rates.</strong> Go to <a href="http://www.annualcreditreport.com" target="_blank">annualcreditreport.com</a> &#8211; (The only free one) and download your credit report. Got a good one? Call your credit card companies and ask for a lower rate. Bet you get it. But don&#8217;t close your accounts if you pay them off &#8211; That can actually hurt your credit report. Keep a hundred bucks on the card, and you&#8217;ll always get good interest rates, and make your score even better.</p>
<p>1) <strong>The number one reason you&#8217;re broke? You just assume fees &#8220;have to be.&#8221;</strong> Guess what &#8211; They don&#8217;t! Keep $100 in a <a href="http://www.tdbank.com">TD Bank</a> account, and all fees are GONE, including ATM fees for other ATMs. Negotiate EVERYTHING. ASK what the fees are when you rent a car, and ask to have some of them removed. If you don&#8217;t ask, you don&#8217;t get. And trust me &#8211; You CAN get. Ask your utility provider how to lower your monthly bill. Ask your cell phone provider if you&#8217;re actually using all your minutes, and if not, drop down. Ask. Trust me. You CAN get.</p>
<p>What am I missing? Tell me your best tips below &#8211; The top ones get a prize.</p>
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